Creditaccess Grameen Limited

CreditAccess Grameen Limited (CA Grameen), with more than two decades of operating history, began as a project run under a non-governmental organisation before growing into one of India's largest microfinance institutions, with a core focus on extending unsecured credit to underserved rural populations. Majority ownership of the company rests with CreditAccess India N.V., a promoter group whose extensive experience in the microfinance sector plays a significant role in shaping the company's strategic direction and driving its continued growth. Lending activity centres on small, collateral-free loans extended predominantly to women from low-income households through a group-based lending structure, complemented by a suite of retail finance products aimed at addressing the evolving needs of existing borrowers, particularly those with a demonstrated history of good repayment behaviour. The company has built a strong footprint across rural markets, backed by a varied loan product mix tailored to borrower needs, a consistent operational track record, and an efficient credit underwriting framework. Its ongoing geographic expansion efforts are intended to limit concentration risk, while continued diversification of its lending portfolio supports its longer-term growth ambitions.