Electronica Finance Limited

Electronica Finance Limited (EFL), headquartered in Pune, is an NBFC with an established presence in asset financing dating back to 1990, with promoters associated with Encourage Capital, a partner that has supported the company's growth and reinforced its financial stability. The company extends a diverse range of financing solutions to MSMEs, including working capital, microfinance, micro loans against property, loans against property, institutional lending, and solar financing. EFL's diversified funding profile, comprising long-term liabilities aligned with the tenor of its asset book, is further strengthened by the flexibility to generate liquidity through loan securitisation or co-lending. Its financial stability and growth potential are underpinned by substantial equity infusion, specialised expertise in machine financing, robust underwriting systems, and this diversified funding base, together supporting franchisee expansion and business diversification. With more than three decades of experience in machine financing, EFL holds a competitive edge in understanding machinery functionality and value, establishing it as a specialist in this niche segment.