Fixed Alpha
AA

What do these ratings mean?

Credit ratings assigned by SEBI-registered agencies such as CRISIL, ICRA and CARE.

Sovereign BondsSOVEREIGN
These securities are the safest investments, backed by governments with a strong ability to meet financial obligations.
Highest SafetyAAA
Securities with this rating are considered to have the highest degree of safety regarding timely servicing of financial obligations. Such securities carry lowest credit risk.
High SafetyAA+AAAA-
Securities with this rating are considered to have high degree of safety regarding timely servicing of financial obligations. Such securities carry very low credit risk.
Adequate SafetyA+AA-
Securities with this rating are considered to have adequate degree of safety regarding timely servicing of financial obligations. Such securities carry low credit risk.
Moderate SafetyBBB+BBBBBB-
Securities with this rating are considered to have moderate degree of safety regarding timely servicing of financial obligations. Such securities carry moderate credit risk.
Moderate RiskBB+BBBB-
Securities with this rating are considered to have moderate risk of default regarding timely servicing of financial obligations.
Moderate High RiskB+BB-
Securities with this rating are considered to have high risk of default regarding timely servicing of financial obligations.
Very High RiskCCC+CCCCCC-CC+CCCC-C+CC-
Securities with this rating are considered to have very high risk of default regarding timely servicing of financial obligations.
DefaultD
Securities with this rating are in default or are expected to be in default soon.

IIFL Home Finance Limited

INE477L08154· Listed on NSE & BSE

10.03%

Yield

Tenure

2Y 1M 19D

Maturity Date

03 Nov 2028

Coupon Frequency

Monthly

Face Value

₹1,000

Nature

Unsecured

Coupon Rate

9.60%

About the Issuer

IIFL Home Finance Limited, incorporated in 2006, is a wholly owned subsidiary of IIFL Finance Limited and is registered with the National Housing Bank (NHB) as a housing finance company. The company primarily provides home loans, loans against property (LAP), and construction finance, catering to a wide range of retail borrowers. The company is part of the IIFL Finance Group, led by IIFL Finance Limited, a listed systemically important Non-Banking Financial Company (NBFC). Along with its group entities, including IIFL Samasta Finance Limited, the Group offers a diversified portfolio of lending products spanning housing finance, MSME loans, gold loans, microfinance, and real estate finance, providing IIFL Home Finance with the backing of an established financial services franchise.

Rating Rationale

Coupon ladder

Payment schedule of interest and principal

Sep '21Coupon

₹8

Oct '21Coupon

₹8

Nov '21Coupon

₹8

Dec '21Coupon

₹8

Jan '22Coupon

₹8

Feb '22Coupon

₹8

Mar '22Coupon

₹7

Apr '22Coupon

₹8

May '22Coupon

₹8

Jun '22Coupon

₹8

Jul '22Coupon

₹8

Aug '22Coupon

₹8

Sep '22Coupon

₹8

Oct '22Coupon

₹8

Nov '22Coupon

₹8

Dec '22Coupon

₹8

Jan '23Coupon

₹8

Feb '23Coupon

₹8

Mar '23Coupon

₹7

Apr '23Coupon

₹8

May '23Coupon

₹8

Jun '23Coupon

₹8

Jul '23Coupon

₹8

Aug '23Coupon

₹8

Sep '23Coupon

₹8

Oct '23Coupon

₹8

Nov '23Coupon

₹8

Dec '23Coupon

₹8

Jan '24Coupon

₹8

Feb '24Coupon

₹8

Mar '24Coupon

₹8

Apr '24Coupon

₹8

May '24Coupon

₹8

Jun '24Coupon

₹8

Jul '24Coupon

₹8

Aug '24Coupon

₹8

Sep '24Coupon

₹8

Oct '24Coupon

₹8

Nov '24Coupon

₹8

Dec '24Coupon

₹8

Jan '25Coupon

₹8

Feb '25Coupon

₹8

Mar '25Coupon

₹7

Apr '25Coupon

₹8

May '25Coupon

₹8

Jun '25Coupon

₹8

Jul '25Coupon

₹8

Aug '25Coupon

₹8

Sep '25Coupon

₹8

Oct '25Coupon

₹8

Nov '25Coupon

₹8

Dec '25Coupon

₹8

Jan '26Coupon

₹8

Feb '26Coupon

₹8

Mar '26Coupon

₹7

Apr '26Coupon

₹8

May '26Coupon

₹8

Jun '26Coupon

₹8

Jul '26Coupon

₹8

Aug '26Coupon

₹8

Sep '26Coupon

₹8

Oct '26Coupon

₹8

Nov '26Coupon

₹8

Dec '26Coupon

₹8

Jan '27Coupon

₹8

Feb '27Coupon

₹8

Mar '27Coupon

₹7

Apr '27Coupon

₹8

May '27Coupon

₹8

Jun '27Coupon

₹8

Jul '27Coupon

₹8

Aug '27Coupon

₹8

Sep '27Coupon

₹8

Oct '27Coupon

₹8

Nov '27Coupon

₹8

Dec '27Coupon

₹8

Jan '28Coupon

₹8

Feb '28Coupon

₹8

Mar '28Coupon

₹8

Apr '28Coupon

₹8

May '28Coupon

₹8

Jun '28Coupon

₹8

Jul '28Coupon

₹8

Aug '28Coupon

₹8

Sep '28Coupon

₹8

Oct '28Coupon

₹8

Nov '28Coupon

₹8

Nov '28Coupon + Principal

₹1,001

Bond Trading History

Trading history isn’t available for this instrument yet.

Data as of 16-Sep-2026

How to invest in this bond

IIFL Home Finance Limited

Login to your existing Equity broker (Eg. Zerodha, ICICI Direct) and purchase bonds from BSE/NSE just like equity using the following steps:

  1. Search for this specific bond. Copy its ISIN and enter in the Search bar of your broker app.INE477L08154If that does not work, try its BSE or NSE scrip code:BSE937621NSE5214
  2. Enter the quantity required.
  3. Enter following Price:₹1,003.77This is the Price at which you will earn Fixed Returns (Yield) of 10.03% if you hold the bond till maturity. If you enter a different price, then your returns will differ.
  4. Fund your wallet and place the order.
  5. Once the transaction is successful, bonds will get credited to your demat account next day (T+1) like equities.
  6. Interest and Principal will get directly deposited to your bank account linked with your Demat.