Fixed Alpha
AA

What do these ratings mean?

Credit ratings assigned by SEBI-registered agencies such as CRISIL, ICRA and CARE.

Sovereign BondsSOVEREIGN
These securities are the safest investments, backed by governments with a strong ability to meet financial obligations.
Highest SafetyAAA
Securities with this rating are considered to have the highest degree of safety regarding timely servicing of financial obligations. Such securities carry lowest credit risk.
High SafetyAA+AAAA-
Securities with this rating are considered to have high degree of safety regarding timely servicing of financial obligations. Such securities carry very low credit risk.
Adequate SafetyA+AA-
Securities with this rating are considered to have adequate degree of safety regarding timely servicing of financial obligations. Such securities carry low credit risk.
Moderate SafetyBBB+BBBBBB-
Securities with this rating are considered to have moderate degree of safety regarding timely servicing of financial obligations. Such securities carry moderate credit risk.
Moderate RiskBB+BBBB-
Securities with this rating are considered to have moderate risk of default regarding timely servicing of financial obligations.
Moderate High RiskB+BB-
Securities with this rating are considered to have high risk of default regarding timely servicing of financial obligations.
Very High RiskCCC+CCCCCC-CC+CCCC-C+CC-
Securities with this rating are considered to have very high risk of default regarding timely servicing of financial obligations.
DefaultD
Securities with this rating are in default or are expected to be in default soon.

Paisalo Digital Limited

INE420C07064· Listed on BSE

10.33%

Yield

Tenure

7Y 3M 0D

Maturity Date

15 Dec 2033

Coupon Frequency

Quarterly

Face Value

₹1,00,000

Nature

Secured

Coupon Rate

9.95%

About the Issuer

Paisalo Digital Limited (PDL) was incorporated in 1992 and founded by Mr. Sunil Agarwal, who has led the company as Managing Director since inception. It operates as a non-deposit-taking NBFC registered with the Reserve Bank of India, focused on providing financial solutions to SMEs and individuals to support business growth and income generation. PDL has established itself as a key player in retail lending, building a strong operational track record over the years. It is publicly listed on the Bombay Stock Exchange and the National Stock Exchange, which enhances its credibility and access to capital markets, and continues to refine its product offerings to align with the evolving financial needs of businesses and individuals. The company maintains a strong capital position, supported by healthy asset quality and a diversified funding profile, providing financial stability and flexibility in a competitive lending environment.

Coupon ladder

Payment schedule of interest and principal

Mar '24Coupon

₹2,474

Jun '24Coupon

₹2,501

Sep '24Coupon

₹2,501

Dec '24Coupon

₹2,474

Mar '25Coupon

₹2,453

Jun '25Coupon

₹2,508

Sep '25Coupon

₹2,508

Dec '25Coupon

₹2,481

Mar '26Coupon

₹2,453

Jun '26Coupon

₹2,508

Sep '26Coupon

₹2,508

Dec '26Coupon

₹2,481

Mar '27Coupon

₹2,453

Jun '27Coupon

₹2,508

Sep '27Coupon

₹2,508

Dec '27Coupon

₹2,481

Mar '28Coupon

₹2,474

Jun '28Coupon

₹2,501

Sep '28Coupon

₹2,501

Dec '28Coupon

₹2,474

Mar '29Coupon

₹2,453

Jun '29Coupon

₹2,508

Sep '29Coupon

₹2,508

Dec '29Coupon

₹2,481

Mar '30Coupon

₹2,453

Jun '30Coupon

₹2,508

Sep '30Coupon

₹2,508

Dec '30Coupon

₹2,481

Mar '31Coupon

₹2,453

Jun '31Coupon

₹2,508

Sep '31Coupon

₹2,508

Dec '31Coupon

₹2,481

Mar '32Coupon

₹2,474

Jun '32Coupon

₹2,501

Sep '32Coupon

₹2,501

Dec '32Coupon

₹2,474

Mar '33Coupon

₹2,453

Jun '33Coupon

₹2,508

Sep '33Coupon

₹2,508

Dec '33Coupon + Principal

₹1,02,481

Bond Trading History

Trading history isn’t available for this instrument yet.

Data as of 16-Sep-2026

How to invest in this bond

Paisalo Digital Limited

Login to your existing Equity broker (Eg. Zerodha, ICICI Direct) and purchase bonds from BSE/NSE just like equity using the following steps:

  1. Search for this specific bond. Copy its ISIN and enter in the Search bar of your broker app.INE420C07064If that does not work, try its BSE scrip code:BSE975251
  2. Enter the quantity required.
  3. Enter following Price:₹99,976.46This is the Price at which you will earn Fixed Returns (Yield) of 10.33% if you hold the bond till maturity. If you enter a different price, then your returns will differ.
  4. Fund your wallet and place the order.
  5. Once the transaction is successful, bonds will get credited to your demat account next day (T+1) like equities.
  6. Interest and Principal will get directly deposited to your bank account linked with your Demat.