Fixed Alpha
AA-

What do these ratings mean?

Credit ratings assigned by SEBI-registered agencies such as CRISIL, ICRA and CARE.

Sovereign BondsSOVEREIGN
These securities are the safest investments, backed by governments with a strong ability to meet financial obligations.
Highest SafetyAAA
Securities with this rating are considered to have the highest degree of safety regarding timely servicing of financial obligations. Such securities carry lowest credit risk.
High SafetyAA+AAAA-
Securities with this rating are considered to have high degree of safety regarding timely servicing of financial obligations. Such securities carry very low credit risk.
Adequate SafetyA+AA-
Securities with this rating are considered to have adequate degree of safety regarding timely servicing of financial obligations. Such securities carry low credit risk.
Moderate SafetyBBB+BBBBBB-
Securities with this rating are considered to have moderate degree of safety regarding timely servicing of financial obligations. Such securities carry moderate credit risk.
Moderate RiskBB+BBBB-
Securities with this rating are considered to have moderate risk of default regarding timely servicing of financial obligations.
Moderate High RiskB+BB-
Securities with this rating are considered to have high risk of default regarding timely servicing of financial obligations.
Very High RiskCCC+CCCCCC-CC+CCCC-C+CC-
Securities with this rating are considered to have very high risk of default regarding timely servicing of financial obligations.
DefaultD
Securities with this rating are in default or are expected to be in default soon.

IIFL Samasta Finance Limited

INE413U07442· Listed on NSE

10.87%

Yield

Tenure

2Y 3M 9D

Maturity Date

24 Dec 2028

Coupon Frequency

Monthly

Face Value

₹10,000

Nature

Secured

Coupon Rate

9.25%

About the Issuer

IIFL Samasta Finance Limited is a Non-Banking Financial Company–Microfinance Institution (NBFC-MFI) and a majority-owned subsidiary of IIFL Finance Limited. The company commenced operations in 2008 through the acquisition of Colanac Finance Limited and has since established itself as the microfinance arm of the IIFL Finance Group, supporting the Group's diversified lending franchise. IIFL Samasta derives significant strength from its strong parentage, with IIFL Finance holding a 99.56% stake as of December 31, 2025. The company benefits from regular capital support, active board and management oversight, and strategic guidance from its parent, underscoring its importance within the Group and supporting its long-term growth.

Rating Rationale

Coupon ladder

Payment schedule of interest and principal

Jan '26Coupon

₹79

Feb '26Coupon

₹79

Mar '26Coupon

₹71

Apr '26Coupon

₹79

May '26Coupon

₹76

Jun '26Coupon

₹79

Jul '26Coupon

₹76

Aug '26Coupon

₹79

Sep '26Coupon

₹79

Oct '26Coupon

₹76

Nov '26Coupon

₹79

Dec '26Coupon

₹76

Jan '27Coupon

₹79

Feb '27Coupon

₹79

Mar '27Coupon

₹71

Apr '27Coupon

₹79

May '27Coupon

₹76

Jun '27Coupon

₹79

Jul '27Coupon

₹76

Aug '27Coupon

₹79

Sep '27Coupon

₹79

Oct '27Coupon

₹76

Nov '27Coupon

₹79

Dec '27Coupon

₹76

Jan '28Coupon

₹78

Feb '28Coupon

₹78

Mar '28Coupon

₹73

Apr '28Coupon

₹78

May '28Coupon

₹76

Jun '28Coupon

₹78

Jul '28Coupon

₹76

Aug '28Coupon

₹78

Sep '28Coupon

₹78

Oct '28Coupon

₹76

Nov '28Coupon

₹78

Dec '28Coupon + Principal

₹10,076

Bond Trading History

Trading history isn’t available for this instrument yet.

Data as of 16-Sep-2026

How to invest in this bond

IIFL Samasta Finance Limited

Login to your existing Equity broker (Eg. Zerodha, ICICI Direct) and purchase bonds from BSE/NSE just like equity using the following steps:

  1. Search for this specific bond. Copy its ISIN and enter in the Search bar of your broker app.INE413U07442If that does not work, try its NSE scrip code:NSE761208
  2. Enter the quantity required.
  3. Enter following Price:₹9,753.06This is the Price at which you will earn Fixed Returns (Yield) of 10.87% if you hold the bond till maturity. If you enter a different price, then your returns will differ.
  4. Fund your wallet and place the order.
  5. Once the transaction is successful, bonds will get credited to your demat account next day (T+1) like equities.
  6. Interest and Principal will get directly deposited to your bank account linked with your Demat.