Navi Finserv Limited

Navi Finserv Limited (NFL) is a non-banking financial company operating under the Navi brand. A subsidiary of Navi Technologies Ltd (NTL) and registered with the Reserve Bank of India, it focuses on personal and home loans delivered through a digital lending approach. The company offers digital personal loans and home loans aimed at simplifying credit access for customers, with its lending and risk management processes supported by technology, including data analytics and machine learning. NFL is led by Sachin Bansal, CEO of Navi Technologies, who holds a major stake in the parent company and plays a central role in shaping the company's operations and direction. The company's strengths include a solid capital structure, a strong emphasis on risk management, and a diversified funding approach. Its digital platform enables efficient loan delivery, with ongoing refinement of processes to improve products and customer experience.