Bajaj Finance Limited

Bajaj Finance Ltd. (BFL) is one of India's leading NBFCs, offering a wide-ranging portfolio of financial products through a pan-India presence, and operates as a subsidiary of Bajaj Finserv, the financial services arm of the Bajaj Group. Bajaj Finserv, the holding company, operates across diverse sectors including lending, insurance, and wealth management through subsidiaries such as Bajaj Finance Ltd. and Bajaj Allianz General Insurance. BFL, in turn, has two wholly owned subsidiaries — Bajaj Housing Finance Ltd. (BHFL), a housing finance company registered with the National Housing Bank, and Bajaj Financial Securities Ltd. (BFSL), which is focused on share broking and depository services. Although BFL was initially set up to finance the purchase of two-wheelers and three-wheelers manufactured by Bajaj Auto, it has since diversified into seven key business categories: Consumer Lending, Commercial Lending, Rural Lending, SME Lending, Deposits, Payments, and Partnerships & Services; through the last of these, BFL also offers products such as health insurance, extended warranties, comprehensive asset care, and co-branded credit cards in collaboration with RBL Bank and DBS Bank. With a diversified product portfolio and a strong presence across various financial sectors, Bajaj Finance Ltd. has established itself as a major player in India's financial services landscape.