Fixed Alpha
AAA

What do these ratings mean?

Credit ratings assigned by SEBI-registered agencies such as CRISIL, ICRA and CARE.

Sovereign BondsSOVEREIGN
These securities are the safest investments, backed by governments with a strong ability to meet financial obligations.
Highest SafetyAAA
Securities with this rating are considered to have the highest degree of safety regarding timely servicing of financial obligations. Such securities carry lowest credit risk.
High SafetyAA+AAAA-
Securities with this rating are considered to have high degree of safety regarding timely servicing of financial obligations. Such securities carry very low credit risk.
Adequate SafetyA+AA-
Securities with this rating are considered to have adequate degree of safety regarding timely servicing of financial obligations. Such securities carry low credit risk.
Moderate SafetyBBB+BBBBBB-
Securities with this rating are considered to have moderate degree of safety regarding timely servicing of financial obligations. Such securities carry moderate credit risk.
Moderate RiskBB+BBBB-
Securities with this rating are considered to have moderate risk of default regarding timely servicing of financial obligations.
Moderate High RiskB+BB-
Securities with this rating are considered to have high risk of default regarding timely servicing of financial obligations.
Very High RiskCCC+CCCCCC-CC+CCCC-C+CC-
Securities with this rating are considered to have very high risk of default regarding timely servicing of financial obligations.
DefaultD
Securities with this rating are in default or are expected to be in default soon.

Tata Capital Housing Finance Limited

INE033L07GU2· Listed on NSE & BSE

8.16%

Yield

Tenure

1Y 3M 30D

Maturity Date

14 Jan 2028

Coupon Frequency

Annual

Face Value

₹1,000

Nature

Secured

Coupon Rate

8.40%

About the Issuer

Tata Capital Housing Finance Limited (TCHFL), part of the Tata Capital Group, provides housing finance solutions centred on home loans and loans against property, catering to both individuals and businesses pursuing property-related goals. TCHFL operates as a wholly owned subsidiary of Tata Capital Limited (TCL), the holding company for the group's broader financial services businesses spanning retail and wholesale lending. TCHFL has been engaged in mortgage finance since inception and continues to expand its product suite. The company's ultimate promoter is Tata Sons, the parent entity of the Tata Group, known for its strong influence and long-term commitment to its subsidiaries; this backing lends TCHFL added credibility and market standing. TCHFL's key strengths include a diverse product range, strong support from Tata Sons, and a stable business structure, with an ongoing focus on improving operational efficiency underpinned by the resources and reputation of the Tata Group.

Rating Rationale

Coupon ladder

Payment schedule of interest and principal

Jan '21Coupon

₹84

Jan '22Coupon

₹84

Jan '23Coupon

₹84

Jan '24Coupon

₹84

Jan '25Coupon

₹84

Jan '26Coupon

₹84

Jan '27Coupon

₹84

Jan '28Coupon + Principal

₹1,084

Bond Trading History

Trading history isn’t available for this instrument yet.

Data as of 16-Sep-2026

How to invest in this bond

Tata Capital Housing Finance Limited

Login to your existing Equity broker (Eg. Zerodha, ICICI Direct) and purchase bonds from BSE/NSE just like equity using the following steps:

  1. Search for this specific bond. Copy its ISIN and enter in the Search bar of your broker app.INE033L07GU2If that does not work, try its BSE or NSE scrip code:BSE937057NSE16874
  2. Enter the quantity required.
  3. Enter following Price:₹1,058.56This is the Price at which you will earn Fixed Returns (Yield) of 8.16% if you hold the bond till maturity. If you enter a different price, then your returns will differ.
  4. Fund your wallet and place the order.
  5. Once the transaction is successful, bonds will get credited to your demat account next day (T+1) like equities.
  6. Interest and Principal will get directly deposited to your bank account linked with your Demat.