Fixed Alpha
 BBB-

What do these ratings mean?

Credit ratings assigned by SEBI-registered agencies such as CRISIL, ICRA and CARE.

Sovereign BondsSOVEREIGN
These securities are the safest investments, backed by governments with a strong ability to meet financial obligations.
Highest SafetyAAA
Securities with this rating are considered to have the highest degree of safety regarding timely servicing of financial obligations. Such securities carry lowest credit risk.
High SafetyAA+AAAA-
Securities with this rating are considered to have high degree of safety regarding timely servicing of financial obligations. Such securities carry very low credit risk.
Adequate SafetyA+AA-
Securities with this rating are considered to have adequate degree of safety regarding timely servicing of financial obligations. Such securities carry low credit risk.
Moderate SafetyBBB+BBBBBB-
Securities with this rating are considered to have moderate degree of safety regarding timely servicing of financial obligations. Such securities carry moderate credit risk.
Moderate RiskBB+BBBB-
Securities with this rating are considered to have moderate risk of default regarding timely servicing of financial obligations.
Moderate High RiskB+BB-
Securities with this rating are considered to have high risk of default regarding timely servicing of financial obligations.
Very High RiskCCC+CCCCCC-CC+CCCC-C+CC-
Securities with this rating are considered to have very high risk of default regarding timely servicing of financial obligations.
DefaultD
Securities with this rating are in default or are expected to be in default soon.

KLM Axiva Finvest Limited

INE01I507AZ5· Listed on BSE

13.37%

Yield

Tenure

0Y 7M 1D

Maturity Date

16 Apr 2027

Coupon Frequency

On Maturity

Face Value

₹1,000

Nature

Secured

Coupon Rate

0.00%

About the Issuer

KLM Axiva Finvest India Limited was incorporated in 1997 as Needs Finvest Limited and is a Reserve Bank of India-registered NBFC. Following the acquisition by the current management in 2014, the company was renamed KLM Axiva Finvest India Limited and offers gold loans, business loans, personal loans, vehicle loans and microfinance loans, along with foreign exchange, money transfer and insurance brokerage services. The company is promoted and led by Mr. Shibu Theckumpurath Varghese, Whole-time Director, who has over three decades of experience in the lending business. The promoters, directors and their relatives collectively hold a significant stake in the company and are supported by an experienced board and professional management team. KLM benefits from the promoters' long-standing industry experience, an established presence across multiple states, and a diversified lending portfolio with gold loans as its core business. Its wide branch network, experienced leadership, and diversified financial services offering support its market position and growth.

Coupon ladder

Payment schedule of interest and principal

Apr '27Principal

₹1,000

Bond Trading History

Trading history isn’t available for this instrument yet.

Data as of 16-Sep-2026

How to invest in this bond

KLM Axiva Finvest Limited

Login to your existing Equity broker (Eg. Zerodha, ICICI Direct) and purchase bonds from BSE/NSE just like equity using the following steps:

  1. Search for this specific bond. Copy its ISIN and enter in the Search bar of your broker app.INE01I507AZ5If that does not work, try its BSE scrip code:BSE940801
  2. Enter the quantity required.
  3. Enter following Price:₹1,053.21This is the Price at which you will earn Fixed Returns (Yield) of 13.37% if you hold the bond till maturity. If you enter a different price, then your returns will differ.
  4. Fund your wallet and place the order.
  5. Once the transaction is successful, bonds will get credited to your demat account next day (T+1) like equities.
  6. Interest and Principal will get directly deposited to your bank account linked with your Demat.